Free Malta invoice generators
Invoice generators for Malta businesses
Choose a generator built around how Malta businesses actually invoice: 18% standard VAT (with narrower 12%/7%/5%/0% rates for specific goods and services), EUR amounts, the Malta Tax and Customs Administration (MTCA, formerly the CFR), and the genuinely Malta-specific choice between a Tax Invoice and a Fiscal Receipt.
- PDF invoices for Malta garages, private practice, freelancers, builders, landlords, contractors and plumbers.
- Guidance on 18% standard VAT, the Article 11 small-undertaking exemption, and when to issue a Tax Invoice versus a Fiscal Receipt.
- No sign-up required; use the PDF as a professional invoice or a draft for your accountant.
Trades and site services
Professional and creative work
Transport, freight and customs
Health and care
Hospitality and events
Recurring bills and financial services
How to choose a Malta invoice generator
Malta charges standard 18% VAT, with narrower reduced rates (12%, 7%, 5% and 0%) for specific goods and services. A useful Malta invoice generator should also reflect a genuinely local distinction most competitor tools miss entirely: whether the job needs a Tax Invoice or a Fiscal Receipt.
Tax Invoice vs Fiscal Receipt — Malta's defining invoicing nuance
Malta draws a sharp line between two document types. A Tax Invoice is issued when a VAT-registered (Article 10) supplier sells to another Article 10 VAT-registered customer — genuine B2B. A Fiscal Receipt is issued for supplies to non-VAT-registered customers — consumers, tourists, exempt entities — effectively B2C, issued via a fiscal cash register, approved computerised system, or manual receipt book.
The supplier must check the customer's VAT-registration status and issue the correct document type. Every generator on this hub should make clear which document it produces and when a Fiscal Receipt would be required instead.
VAT rates and registration thresholds
- Standard rate: 18%. Reduced rates: 12% (narrow list, e.g. securities custody, short pleasure-boat hire), 7% (licensed tourist accommodation, sporting facility admission), 5% (electricity, printed matter, medical/disability items, minor repairs of bicycles/shoes/clothing, museum/concert admission), 0% (most food excluding restaurant/catering, pharmaceuticals, exports).
- Article 11 small-undertaking VAT registration threshold: €30,000 entry / €24,000 exit for services; €35,000 entry / €28,000 exit for goods. Non-resident businesses have no threshold.
- Records must be retained for at least 6 years; simplified invoices are permitted for small transactions (commonly cited threshold: amounts not exceeding €100 excl. VAT).
Why industry-specific generators still matter in Malta
- A garage invoice needs the Tax Invoice/Fiscal Receipt choice front and centre, since most walk-in repairs are consumer-facing.
- A medical invoice needs no VAT line at all — genuine medical care is VAT-exempt, though cosmetic-only procedures may not qualify.
- A construction or contractor invoice should reference the contractor's Building and Construction Authority (BCA) Licence, mandatory since Legal Notice 166 of 2023.
- A rental invoice differs sharply by tenant type: residential letting is VAT-exempt with a 15% final withholding tax, while commercial letting to a VAT-registered business is taxed at 18% VAT.
Frequently asked questions
What is the standard VAT rate in Malta?
18%. Malta also has narrower reduced rates of 12%, 7%, 5% and 0% for specific goods and services listed in the VAT Act (Cap. 406).
What is the difference between a Tax Invoice and a Fiscal Receipt in Malta?
A Tax Invoice is issued for B2B supplies between two VAT-registered (Article 10) businesses. A Fiscal Receipt is issued for supplies to non-VAT-registered consumers, via a fiscal cash register, approved computerised system, or manual receipt book.
Who is the Malta Tax and Customs Administration (MTCA)?
The MTCA is Malta's tax authority, formed in May 2023 from the reorganisation of the former Commissioner for Revenue (CFR) — "CFR" is still widely used colloquially.
Does Malta require e-invoicing?
No mandatory B2B, B2G or B2C e-invoicing currently applies in Malta. Public sector bodies must be able to accept EN 16931-compliant e-invoices, but suppliers are not required to issue them today.
