Maybank — SWIFT / BIC code

Malaysia does not have an IFSC-style or sort-code-style public retail routing code. For everyday domestic transfers — DuitNow, Interbank GIRO (IBG) and RENTAS — you simply choose the recipient's bank from a list and enter their account number. The system routes the payment by the bank you selected plus the account number; there is no separate public code you need to type in.

Behind the scenes, interbank settlement is handled by PayNet through RENTAS and DuitNow, which use their own internal participant codes. Those settlement codes are not something a customer sees or shares. For an international transfer, the bank is identified by its SWIFT/BIC code instead.

You can find your bank's SWIFT/BIC code in a few easy ways:

• Online banking or the bank app: look under account details, transfer settings, or the international/foreign transfer section.
• Your bank statement: the SWIFT/BIC is often printed alongside the account details, especially on statements set up for foreign currency.
• The bank's official website: most Malaysian banks publish their SWIFT/BIC code on their corporate or help pages.

If in doubt, call your bank's official customer line. The SWIFT/BIC identifies the bank, not your individual account, so it is the same for all customers of that bank in Malaysia.

A SWIFT/BIC code (defined by ISO 9362) is either 8 or 11 characters:

• 4 letters — the bank code
• 2 letters — the country code, which is MY for Malaysia
• 2 characters — the location code
• 3 characters (optional) — the branch code; if omitted, it refers to the bank's head office

For example, Maybank's code is MBBEMYKL: MBBE (bank) + MY (Malaysia) + KL (Kuala Lumpur). Authoritative references are Bank Negara Malaysia (the central bank) and PayNet, the operator of RENTAS and DuitNow.

To receive an international payment into a Malaysian bank account, the sender normally needs two things: your bank's SWIFT/BIC code and your account number. Some banks also ask for the account holder's name and address.

Malaysia does not use IBAN, so you should not be asked for one. If a sender's form insists on an IBAN, the equivalent details for Malaysia are the SWIFT/BIC plus the local account number.

English: A SWIFT/BIC code and an account number are not secret — they are designed to be given out so that people can pay you. It is safe to share them to receive a payment. However, you should never share your online-banking login, password, PIN, TAC/OTP one-time codes, or full card details. No legitimate bank or sender needs those to send you money.

Bahasa Malaysia: Kod SWIFT/BIC dan nombor akaun bukan rahsia — ia memang untuk dikongsi supaya orang boleh membayar anda, jadi selamat untuk dikongsi bagi menerima bayaran. Namun, jangan sekali-kali berkongsi log masuk perbankan dalam talian, kata laluan, PIN, kod sekali guna TAC/OTP, atau butiran penuh kad anda.