Vorsorge-Rechner für Selbständige

Liechtenstein's mandatory occupational-pension law is the BPVG (Gesetz über die betriebliche Personalvorsorge), which mirrors Switzerland's BVG: 2026 entry threshold (Eintrittsschwelle) CHF 14,700, maximum insured wage (maximal versicherter Lohn) CHF 88,200 — both confirmed current for 2026. Self-employed persons (Selbständigerwerbende) are not compulsorily insured under the BPVG but may voluntarily affiliate with a Vorsorgeeinrichtung and deduct contributions from taxable income; the real BVG/BPVG savings-contribution (Sparbeitrag) rate is age-banded (roughly 7%-25% of the coordinated salary depending on the insured person's age band under most pension-fund regulations, not a single flat percentage), so capPctOfIncome=0.18 here is a representative mid-to-upper-band approximation, not a precisely sourced statutory single rate — the capAmount (CHF 88,200) is the one figure genuinely fixed by law. IMPORTANT HONESTY FLAG: no separately-branded Liechtenstein 'Säule 3a' third-pillar private-pension product with its own statutory deduction cap (the way Switzerland has one under BVV3) could be verified in this research pass — only Swiss federal Säule 3a figures and Swiss-resident/Liechtenstein-workplace cross-border-commuter restrictions were found, and the relevance-matrix's own research note for this calculator already flags 'No LI-specific tool found (mirrors CH system)'. This scheme therefore models the closest real, verifiable Liechtenstein vehicle (voluntary BPVG/2nd-pillar affiliation) rather than fabricating a Swiss-identical 3a cap for Liechtenstein.