Does Texas have state income tax withholding?

No. Texas does not levy a state income tax on wages, so employers do not withhold state income tax from your paycheck. Only federal income tax (and FICA) is withheld.

Do I need a state withholding form in Texas?

No state withholding certificate is required in Texas. You only need to complete the federal Form W-4 for your employer.

Is this Texas withholding calculator accurate for 2026?

Federal figures use the 2026 IRS Publication 15-T tables; Texas figures use its 2026 income-tax structure as a withholding estimate. Results are estimates — verify exact amounts on None and with a tax professional.

Texas Paycheck Withholding Calculator 2026

Texas does not tax wage income — only federal income tax is withheld from your paycheck. Estimate your federal withholding and see exactly what to put on your W-4.

Updated for tax year 2026 · Official source: irs.gov

Step 1

Filing status & income

Filing status

Your main job

Gross pay

Frequency

Step 3

Dependents

Children under 17

Other dependents

Step 4

Other adjustments (optional)

Other income (4a)

Deductions (4b)

Target refund (optional)

Projected result at filing

You're on track to break even for tax year 2026

Total annual income

$60,000

Taxable income (after deductions)

$43,900

Projected federal tax for the year

$5,020

Projected federal withholding

$5,020

Difference

Recommendation

Your W-4 is on track — projected withholding closely matches your projected tax, so no changes are needed to break even.

Texas state withholding

None

No state income tax is withheld from your wages.

•Texas has no state individual income tax, so no state income tax is withheld from wages.

Compare scenarios

See how extra withholding on Step 4(c) changes your year-end result and take-home pay.

Scenario	Current W-4As entered	RecommendedNo change	Your what-if+$0/check on 4(c)
Annual withholding	$5,020	$5,020	$5,020
Withheld per paycheck	$5,020.00	$5,020.00	$5,020.00
Year-end result	Break even	Break even	Break even

Try extra withholding: $0 per paycheck

Estimates for tax year 2026 based on IRS Publication 15-T and the 2026 federal tax tables. This is not tax advice — verify with the IRS or a tax professional before filing your W-4.

How Texas state tax withholding works

Texas has no state individual income tax, so your employer does not withhold any state income tax from your paycheck. Only federal income tax (and FICA — Social Security and Medicare) comes out. There is no Texas withholding certificate to file — you complete the federal Form W-4 and nothing more at the state level.

Use the calculator above to dial in your federal withholding and get the exact W-4 entries to break even — that’s the only withholding Texas workers need to manage.

Texas vs. federal withholding

Your Texas and federal withholding are figured separately. Federal withholding follows the IRS Publication 15-T tables and your Form W-4; Texas adds nothing on top. Getting one right doesn’t guarantee the other — this calculator handles both so you don’t owe a surprise bill to either the IRS or Texas.

Important Texas notes

Texas has no state individual income tax, so no state income tax is withheld from wages.

Frequently asked questions

Sources & disclaimer

Federal figures use the 2026 IRS Publication 15-T.

This tool provides estimates for educational purposes and is not tax advice. Verify against your pay stub and consult a qualified tax professional before submitting your W-4.