How Oregon state tax withholding works
Oregon taxes wage income, so your employer withholds Oregon income tax from each paycheck in addition to federal tax. You tell your employer how much to withhold on Form OR-W-4 (Oregon Employee’s Withholding Statement and Exemption Certificate), the state’s counterpart to the federal Form W-4.
For 2026, Oregon uses graduated tax rates. Each rate applies only to the income within its band — the single-filer schedule is:
| Rate | Taxable income over |
|---|---|
| 4.75% | $0 |
| 6.75% | $4,550 |
| 8.75% | $11,400 |
| 9.9% | $125,000 |
Oregon’s standard deduction is $2,910 (single) and $5,820 (married filing jointly).
Enter your pay above to see your estimated Oregon withholding per paycheck and per year, alongside your federal withholding and the exact W-4 entries.
Oregon vs. federal withholding
Your Oregon and federal withholding are figured separately. Federal withholding follows the IRS Publication 15-T tables and your Form W-4; Oregon withholding follows the state’s own rates and your Form OR-W-4. Getting one right doesn’t guarantee the other — this calculator handles both so you don’t owe a surprise bill to either the IRS or Oregon.
Important Oregon notes
- Oregon allows a federal-tax subtraction in its withholding formula that this estimate does not apply, so actual withholding may be slightly lower. Some localities (e.g., Portland metro) levy additional taxes.
Frequently asked questions
Sources & disclaimer
Federal figures use the 2026 IRS Publication 15-T. Oregon withholding is based on the 2026 Oregon income-tax structure; confirm exact figures and complete Form OR-W-4 at the oregon.gov website.
This tool provides estimates for educational purposes and is not tax advice. State withholding is modeled from the state’s income-tax rules and may differ from the exact wage-bracket tables your employer uses. Verify against your pay stub and consult a qualified tax professional before submitting your W-4 or Form OR-W-4.
