How Minnesota state tax withholding works
Minnesota taxes wage income, so your employer withholds Minnesota income tax from each paycheck in addition to federal tax. You tell your employer how much to withhold on Form W-4MN (Minnesota Employee Withholding Allowance/Exemption Certificate), the state’s counterpart to the federal Form W-4.
For 2026, Minnesota uses graduated tax rates. Each rate applies only to the income within its band — the single-filer schedule is:
| Rate | Taxable income over |
|---|---|
| 5.35% | $0 |
| 6.8% | $33,310 |
| 7.85% | $109,430 |
| 9.85% | $203,150 |
Minnesota’s standard deduction is $15,300 (single) and $30,600 (married filing jointly).
Enter your pay above to see your estimated Minnesota withholding per paycheck and per year, alongside your federal withholding and the exact W-4 entries.
Minnesota vs. federal withholding
Your Minnesota and federal withholding are figured separately. Federal withholding follows the IRS Publication 15-T tables and your Form W-4; Minnesota withholding follows the state’s own rates and your Form W-4MN. Getting one right doesn’t guarantee the other — this calculator handles both so you don’t owe a surprise bill to either the IRS or Minnesota.
Important Minnesota notes
- Minnesota’s standard deduction phases out at very high incomes; this estimate uses the full amount.
Frequently asked questions
Sources & disclaimer
Federal figures use the 2026 IRS Publication 15-T. Minnesota withholding is based on the 2026 Minnesota income-tax structure; confirm exact figures and complete Form W-4MN at the revenue.state.mn.us website.
This tool provides estimates for educational purposes and is not tax advice. State withholding is modeled from the state’s income-tax rules and may differ from the exact wage-bracket tables your employer uses. Verify against your pay stub and consult a qualified tax professional before submitting your W-4 or Form W-4MN.