How Maryland state tax withholding works
Maryland taxes wage income, so your employer withholds Maryland income tax from each paycheck in addition to federal tax. You tell your employer how much to withhold on Form MW507 (Employee's Maryland Withholding Exemption Certificate), the state’s counterpart to the federal Form W-4.
For 2026, Maryland uses graduated tax rates. Each rate applies only to the income within its band — the single-filer schedule is:
| Rate | Taxable income over |
|---|---|
| 2% | $0 |
| 3% | $1,000 |
| 4% | $2,000 |
| 4.75% | $3,000 |
| 5% | $100,000 |
| 5.25% | $125,000 |
| 5.5% | $150,000 |
| 5.75% | $250,000 |
| 6.25% | $500,000 |
| 6.5% | $1,000,000 |
Maryland’s standard deduction is $3,350 (single) and $6,700 (married filing jointly).
Enter your pay above to see your estimated Maryland withholding per paycheck and per year, alongside your federal withholding and the exact W-4 entries.
Maryland vs. federal withholding
Your Maryland and federal withholding are figured separately. Federal withholding follows the IRS Publication 15-T tables and your Form W-4; Maryland withholding follows the state’s own rates and your Form MW507. Getting one right doesn’t guarantee the other — this calculator handles both so you don’t owe a surprise bill to either the IRS or Maryland.
Important Maryland notes
- Maryland counties (and Baltimore City) levy a local income tax of roughly 2.25%–3.20% on top of the state rate — significant, and NOT included in this state-only estimate.
Frequently asked questions
Sources & disclaimer
Federal figures use the 2026 IRS Publication 15-T. Maryland withholding is based on the 2026 Maryland income-tax structure; confirm exact figures and complete Form MW507 at the marylandtaxes.gov website.
This tool provides estimates for educational purposes and is not tax advice. State withholding is modeled from the state’s income-tax rules and may differ from the exact wage-bracket tables your employer uses. Verify against your pay stub and consult a qualified tax professional before submitting your W-4 or Form MW507.
