Editable UK insurance template
UK insurance broker invoice template
Download a reusable premium invoice or debit note template for UK insurance brokers and intermediaries, with policy number, insurer, cover period, transaction type, broker fee, IPT and FCA FRN fields.
- ✓Built for new business, renewals, mid-term adjustments, instalments and return premiums.
- ✓Separates premium, broker fee, admin fee, finance charge and cancellation credit.
- ✓Available in Google Sheets, Google Docs, Excel and Word.
Prefer to fill it in online? Open the UK insurance broker invoice generator.
Insurance broker template
Editable UK format
Designed for broker-billed premium invoices and debit notes where policy, insurer, IPT and FCA references need to stay visible.
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How to use a UK insurance broker invoice template
A UK insurance template needs policy detail, not generic sales-invoice wording. Keep the policyholder, insurer, cover period, class of business, transaction type, FCA FRN, premium, IPT and broker-fee lines in the master file.
Fields to keep in the template
- Broker or agency details and FCA Firm Reference Number.
- Policyholder, insured risk, insurer and policy number.
- Cover period, class of insurance and transaction type.
- Premium, broker fee, policy admin fee, instalment charge and return premium separately.
- Payment terms, renewal notes, client-money instructions and cancellation wording.
VAT exemption and IPT
HMRC Notice 701/36 says insurance transactions are exempt from VAT and that IPT is a separate tax. Notice IPT1 gives the current standard IPT rate as 12% and the higher rate as 20% for selected insurance.
Use the template to avoid mixing VAT language into an insurance premium document. If you charge a separate non-insurance service, review that fee separately.
Adjustments and return premiums
Mid-term adjustments and cancellations should not be hidden as informal discounts. Use a dated endorsement or cancellation line and show return premiums as negative amounts tied to the policy reference.
FAQs about UK insurance invoice templates
Is this a VAT invoice?
No. UK insurance transactions and insurance brokers acting as intermediaries are generally VAT-exempt; IPT is separate from VAT.
Should I include IPT?
Yes when relevant, but make clear whether the premium is gross of insurer IPT or whether a separate IPT line is being shown for transparency.
Can I use it for return premiums?
Yes. Add a negative return-premium line with the endorsement or cancellation reference.
