Payroll tools
Maternity Allowance Calculator
Calculate Gibraltar's flat-rate Maternity Allowance, paid by the Social Insurance Fund for 18 weeks.
This Maternity Allowance Calculator works out Gibraltar's flat-rate Maternity Allowance, paid by the Social Insurance Fund for 18 weeks at £87.64 per week, regardless of your actual earnings. Enter your average weekly earnings and the weeks you want to estimate.
- Last verified
- 4 Aug 2026
- Review by
- 1 Dec 2026
- Rule period
- 1 Jan 1974
- Rule version
- 2026-08-gi-maternity-pay
- Guidance reviewed
- 4 Aug 2026
Flat rate of £87.64/week, regardless of earnings
Note: See conditions below
How the calculation works
- 1
Enter weekly earnings
Enter your average weekly earnings, used only as a reference point since the benefit itself is a flat rate.
- 2
Calculate the allowance
Social Insurance pays a flat £87.64 per week for the full 18-week entitlement, regardless of your actual wage.
- 3
Check the timing
Maternity Allowance can be claimed from 11 weeks before the expected week of childbirth.
Calculation formula
Flat rate of £87.64 per week × 18 weeks (not related to your actual earnings)
- There is no statutory requirement for the employer to pay or top up wages during this period in Gibraltar.
Worked example
An employee with average weekly earnings of £600 claims the full 18-week Maternity Allowance entitlement.
- Amount per week (flat rate)
- £87.64
- Number of weeks
- 18 weeks
- Total Maternity Allowance
- £1,577.52
In total, the employee receives £1,577.52 for the 18-week entitlement, regardless of her actual wage.
Maternity Allowance and Maternity Grant compared
Two separate Social Insurance payments around childbirth.
| Benefit | Amount | Frequency |
|---|---|---|
| Maternity Allowance | £87.64 | Per week, for up to 18 weeks |
| Maternity Grant | £700 | One-off payment per child |
Source: HM Government of Gibraltar, Department of Social Security
Eligibility
- Social Insurance contributions
- Requires at least 26 weeks of Social Insurance contributions in the 52 weeks ending 15 weeks before the expected week of childbirth.
- Self-employed contributions
- Self-employed persons need 26 weeks as self-employed plus 26 weeks of voluntary contributions.
Frequently asked questions
- How much is Maternity Allowance in Gibraltar?
- Maternity Allowance is a flat rate of £87.64 per week, paid by the Social Insurance Fund for up to 18 weeks, regardless of your actual earnings before maternity leave.
- Does the employer pay anything during maternity leave in Gibraltar?
- No, there is currently no statutory requirement for the employer to pay or top up wages during maternity leave in Gibraltar -- the entire paid entitlement comes from the state Maternity Allowance.
- Is there a separate one-off payment for the birth?
- Yes, a separate one-off Maternity Grant of £700 per child is also paid by Social Insurance, in addition to the weekly Maternity Allowance, though it is not included in this calculator's total.
- What contributions do I need to qualify?
- Employed persons need at least 26 weeks of Social Insurance contributions in the 52-week period ending 15 weeks before the expected week of childbirth; self-employed persons need 26 weeks as self-employed plus 26 weeks of voluntary contributions.
Important caveats
Maternity Allowance is a flat weekly rate, not earnings-related -- modelled as a capped rate so the flat amount stays accurate regardless of income.
There is no statutory requirement for the employer to pay or top up wages during maternity leave in Gibraltar.
A separate one-off Maternity Grant of £700 per child is also paid by Social Insurance, not modelled here.
Requires at least 26 weeks of Social Insurance contributions in the 52 weeks ending 15 weeks before the expected week of childbirth.
Sources used
We prioritise official sources for statutory and tax-sensitive calculators.
- Social Insurance (Benefits) Regulations
HM Government of Gibraltar (gibraltarlaws.gov.gi) · accessed 4 Aug 2026
- Benefits
HM Government of Gibraltar, Department of Social Security · accessed 4 Aug 2026
