Insurance Invoice Generator (Broker & Agency Premium Invoices)
Create a professional premium invoice or debit note for policyholders, with policy number, coverage period, carrier and premium/fee/tax split fields — then download as a clean PDF, free, no sign-up required.
Uw bedrijfsgegevens
Klantgegevens
Personaliseer uw factuur
Invoice design
Factuurgegevens
Factuurlijnen
Taxe sur les assurances (9.60% from 1 Jul 2026; 1.4% motor/cargo, 4.4% health) wordt enkel toegepast op factuurlijnen waarbij het vakje “Taxe sur les assurances (9.60% from 1 Jul 2026; 1.4% motor/cargo, 4.4% health)” is aangevinkt.
Handtekening
Voeg uw handtekening toe. Deze verschijnt enkel op het voorbeeld en in de PDF als u effectief tekent.
Voorbeeld:
Gratis facturatie-app
Vertrouwd door 3.000.000+ bedrijven wereldwijd
Verstuur facturen in seconden, volg betalingen op en behoud controle over uw cashflow — allemaal via de Invoice24 mobiele app.
| Factuurdatum | — |
| Omschrijving | Aantal | Tarief | Bedrag |
|---|---|---|---|
| Annual premium — commercial general liability (policy no. above) | 1 | €0.00 | €0.00 |
| Annual premium — commercial property, fire & perils | 1 | €0.00 | €0.00 |
| Mid-term endorsement — additional insured (pro-rata premium) | 1 | €0.00 | €0.00 |
| Broker fee — placement & arrangement of cover | 1 | €0.00 | €0.00 |
| Policy administration fee | 1 | €0.00 | €0.00 |
| Premium finance / instalment charge | 1 | €0.00 | €0.00 |
| Risk survey & insurance review (fee-based advice, 1 hr) | 1 | €0.00 | €0.00 |
| Return premium — pro-rata cancellation credit | 1 | €0.00 | €0.00 |
| Subtotaal | €0.00 |
| Taxe sur les assurances (9.60% from 1 Jul 2026; 1.4% motor/cargo, 4.4% health) (9.6%) | €0.00 |
| Totaal | €0.00 |
Insurance broker invoice generator for Belgium
Create a Belgian insurance premium invoice, broker debit note or renewal statement with policy number, insured party, carrier, coverage period, endorsement, premium, broker fee and Belgian insurance tax.
Belgian insurance billing is not an ordinary VAT invoice. Insurance transactions are generally VAT-exempt, while the annual tax on insurance transactions can still need to be shown or reconciled against the insurer or broker closing.
What a Belgian insurance invoice should include
- Broker, agent or intermediary name, enterprise number, FSMA registration reference where used and payment details.
- Policyholder or insured name, billing address, account reference and contact.
- Insurer, policy number, class of cover, coverage period and effective date.
- Transaction type: new policy, renewal, endorsement, instalment, cancellation or return premium.
- Premium, broker fee, administration fee, Belgian insurance tax, finance charge and return premium on separate lines.
- Payment due date, cancellation warning, remittance instructions and any carrier or mandate reference.
Belgian insurance tax in 2026
FPS Finance states that the basic annual tax on insurance transactions increased from 9.25% to 9.60% for premiums due from 1 July 2026. For periods up to 30 June 2026, the older 9.25% form and rate can still be relevant.
Some classes use different rates, including 1.4% for certain motor or cargo insurance and 4.4% for health-related cover. Match the rate to the policy class and carrier statement instead of treating every premium as one generic VAT line.
VAT-exempt insurance and broker fees
FPS Finance lists insurance activities among Article 44 VAT exemptions. Keep insurance premium tax separate from VAT and avoid labelling the document as a standard VAT invoice unless a specific taxable broker or administration charge has been reviewed.
For endorsements and cancellations, show the effective date and pro-rated additional or return premium so the policyholder can reconcile the change against the policy schedule.
Common Belgian insurance invoice mistakes
- Using a normal 21% VAT invoice for exempt policy premium collection.
- Using the old 9.25% basic insurance-tax rate for premiums due from 1 July 2026.
- Mixing premium, broker fee, insurance tax, finance charge and return premium in one line.
- Leaving out policy number, insurer, coverage period or endorsement reference.
- Using this document for claim repairs or medical provider billing instead of premium collection.