Cyprus Payslip Generator
Create a compliant Cyprus payslip with every statutory field under the Protection of Wages Law — Social Insurance, GESY/GHS and income tax calculated automatically, plus the employer-side contributions. Free, in your browser, download as PDF. Nothing is stored.
Calculate your take-home pay →Under the Cyprus Protection of Wages Law (as amended 2023), the payslip must be issued within 5 working days of payment and show gross earnings, itemised deductions, employer contributions and net pay, together with these details:
- • Employer name / addressThe employer name and address must appear on the payslip.
- • Employer Registration NumberEmployer Registration Number with the Social Insurance Services is statutorily expected.
- • Employee nameThe employee full name must appear on the payslip.
- • Employee addressThe employee address is a mandatory payslip field.
- • Social Insurance Number (Α.Κ.Α.)The employee Social Insurance Number (Αριθμός Κοινωνικών Ασφαλίσεων) must be shown.
- • Pay periodThe pay period / date range must be stated.
Pay period
Employer
Registration number with Social Insurance Services
Employee
Taxpayer Identification Code, commonly shown
Earnings
Deductions
| Basic salary | €1,500.00 |
| Overtime | €0.00 |
| Bonus / commission | €0.00 |
| Allowances | €0.00 |
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How to create and read a payslip in Cyprus
A payslip in Cyprus — known in Greek as a κατάσταση αποδοχών or παραστατικό πληρωμής — is the written or electronic statement your employer must give you every time wages are paid. It sets out what you earned, what was deducted for Social Insurance, the General Healthcare System (GHS/GESY) and income tax, and the net amount that actually reaches your bank account. Cyprus is a bilingual jurisdiction: both English and Greek are official languages, and an English-language payslip is fully valid and extremely common, especially in international, shipping and financial-services employers.
Payroll in Cyprus runs on three statutory pillars. First, every employee is registered with the Social Insurance Services and holds a Social Insurance Number (Αριθμός Κοινωνικών Ασφαλίσεων, or Α.Κ.Α.). Second, GHS/GESY contributions fund the national health system. Third, income tax is withheld at source under the PAYE (Pay As You Earn) system, using each employee's tax-free threshold and marginal bands. A correct payslip Cyprus employers issue will show all three of these clearly, alongside gross pay and the final net figure.
This guide explains exactly what a lawful Cyprus payslip must contain, how to generate one line by line, and how to read every deduction — including the Cyprus-specific details that generic English-only tools routinely leave out.
What a payslip must contain in Cyprus
The governing rule is the Protection of Wages Law of 2007 (Law 35(I)/2007), as amended in 2023, administered by the Department of Labour Relations at the Ministry of Labour and Social Insurance. Under this law an employer must issue a payslip — on paper or electronically — to each employee within five (5) working days of paying the wages. It is not optional and it is not something the employee has to request.
At a minimum, a compliant payslip Cyprus workers receive should include the following statutory details:
- Employee full name and address.
- Employee identity details and Social Insurance Number (Α.Κ.Α.).
- Employer name, address and Employer Registration Number (registered with the Social Insurance Services).
- The pay period / date range the payment covers.
- Gross earnings, itemised — basic salary plus any overtime, bonuses, commissions and allowances.
- Itemised deductions — employee Social Insurance, GHS/GESY, income tax (PAYE) and any agreed deductions such as a provident fund or union fees.
- Employer-side contributions shown for information (Social Insurance, GESY, Redundancy Fund, Industrial Training Fund, Social Cohesion Fund).
- Net pay — the amount actually payable to the employee.
- Full details of what employers must show are published by the Department of Labour Relations (mlsi.gov.cy).
How to create a Cyprus payslip step by step
Our generator produces a compliant document in your browser, with Social Insurance, GHS/GESY and PAYE calculated automatically. Nothing you enter is stored on a server. To build one:
- Enter the employer details — company name, address and the Employer Registration Number held with the Social Insurance Services.
- Enter the employee details — full name, address, the Social Insurance Number (Α.Κ.Α.), and optionally the Tax Identification Code (TIC) and job title.
- Set the pay period and the payment date. Remember the payslip must be issued within five working days of that payment date.
- Enter gross earnings — basic salary first, then add overtime, bonuses or allowances as separate lines so the breakdown is transparent.
- Let the tool compute deductions automatically: employee Social Insurance, GHS/GESY and income tax are calculated from the gross figure, and the employer-side contributions are shown for information.
- Review the net pay figure, then download the payslip as a PDF or print it. To cross-check the take-home amount, use our net salary calculator.
Reading each line of the payslip
Once you have a payslip in front of you, work down the page. Every Cyprus payslip is built from the same four moving parts:
- Gross pay (μεικτές αποδοχές) — your total earnings before anything is taken off: basic salary plus overtime, bonuses, commissions and allowances.
- Social Insurance — the employee contribution, currently 8.8% of insurable earnings, deducted at source and matched by an employer contribution.
- GHS / GESY (ГеΣΥ) — the General Healthcare System contribution, currently 2.65% of gross earnings for employees, funding access to state and contracted healthcare.
- Income tax (PAYE / Φόρος Εισοδήματος) — tax withheld each period against your tax-free threshold and the progressive tax bands.
- Net pay (καθαρές αποδοχές) — gross pay minus Social Insurance, GHS/GESY, income tax and any other agreed deductions. This is what lands in your account.
Social Insurance and GHS/GESY explained
Social Insurance is the backbone of Cyprus social security. The employee pays 8.8% of insurable earnings; the employer pays a matching contribution, and additional employer-only levies fund the Redundancy Fund, the Industrial Training Fund and the Social Cohesion Fund. These employer contributions do not reduce your pay — they are shown for information on a compliant payslip so you can see the full cost of your employment.
GHS/GESY is separate. Introduced to fund the General Healthcare System, it is deducted at 2.65% of gross earnings for employees (employers and the state also contribute). It should appear as its own line, distinct from Social Insurance — this is one of the most common things generic payslip tools get wrong.
You can check the current GHS/GESY framework and contribution categories at <a href="https://www.gesy.org.cy">GESY (gesy.org.cy)</a>, and Social Insurance registration and rates through the <a href="https://www.mof.gov.cy/mof/sid/sid.nsf">Social Insurance Services</a>.
Mandatory data vs optional data, and how long to keep it
Some fields are statutorily expected and must appear; others are conventional but optional.
- Mandatory: employee name and address, Social Insurance Number (Α.Κ.Α.), employer name and Employer Registration Number, pay period, itemised gross earnings, itemised deductions and net pay.
- Commonly shown but not strictly required: the employee Tax Identification Code (TIC), job title, and year-to-date figures.
- Retention: employers must keep payroll records, including copies of payslips, for at least six years, and produce them to labour inspectors within 15 calendar days of a request.
- Employees are well advised to keep their own payslips for a similar period — they are the primary proof of income for loans, tenancy, visa and tax matters.
Cyprus-specifics that other generators miss
Most generic, English-only payslip generators are built for other jurisdictions and quietly drop the details that make a document valid in Cyprus. When comparing tools, check for these:
- A dedicated GHS/GESY (ГеΣΥ) line, shown separately from Social Insurance rather than merged into one deduction.
- The employee Social Insurance Number (Α.Κ.Α.) and the Employer Registration Number — both statutorily expected and both routinely omitted by foreign tools.
- Awareness of the five-working-day issuing rule under the Protection of Wages Law — a payslip issued late is not compliant.
- The informational employer-contribution block (Redundancy Fund, Industrial Training Fund, Social Cohesion Fund) characteristic of the Cyprus system.
- The employee address, which generic templates frequently leave off even though it is a mandatory field here.
A note on legitimate use
This generator is intended for legitimate payroll: employers documenting wages correctly, employees reconstructing a lost payslip, or anyone learning how Cyprus deductions work. A payslip is a legal record of a real payment. Using it to fabricate income — for a loan, a rental application, a visa or any similar purpose — is fraud and can carry serious civil and criminal consequences. Only issue a payslip that reflects wages actually earned and paid, and if in doubt about your obligations as an employer, consult the <a href="https://www.mlsi.gov.cy/dlr">Department of Labour Relations (mlsi.gov.cy)</a>.