Why does the same salary net out differently in two provinces?

Each province sets its own income tax brackets and basic personal amount on top of the shared federal tax and CPP/CPP2 — Ontario's brackets and $12,989 basic personal amount, for instance, are different from every other province's, so identical gross salaries in different provinces rarely produce identical take-home pay.

Should I count an employer's RRSP match as part of the salary comparison?

Yes — an employer RRSP match is effectively free money on top of salary and meaningfully changes the total value of an offer, even though it doesn't show up in your take-home pay the way salary does.

Does this tool handle a move between provinces?

Yes — set a different province for each offer and the calculator applies that province's own tax brackets to each salary, so a Toronto offer and a Calgary offer at the same headline salary are compared on their real after-tax value.

Salary Comparison Calculator (Two Salaries)

Compare two salaries side by side for 2026, including benefits, employer RRSP match, bonus and a move between provinces.

Salary A

Salary B

Salary B nets more

$9,523

Salary A — net income$46,843

Salary A — effective rate21.9%

Salary B — net income$56,366

Salary B — effective rate24.8%

Difference (B - A)$9,523

Comparing two job offers beyond the headline salary

Comparing two salary offers on gross pay alone misses most of what actually determines your net outcome — different provinces tax income differently, and benefits, bonus structure and an employer's RRSP match can be worth thousands of dollars a year on top of base salary.

How to compare two offers fairly

Enter both salaries, along with each employer's benefits value, bonus and any RRSP matching.
Select the province for each offer if they differ, since provincial tax brackets change your real take-home.
Compare total after-tax value, not just gross salary, to see which offer genuinely pays more.