Labour-Hire Contractor Take-Home Calculator
Model take-home pay through a labour-hire or payroll-services company, including their fee, payroll tax pass-through and super.
Estimated net annual take-home
$49,056
Gross contract value$60,000
Umbrella margin fee deducted$1,800
Income after umbrella fee$58,200
Income tax$7,980
Medicare Levy$1,164
Superannuation Guarantee (employer)$6,984
Total deductions$9,144
Effective tax rate15.7%
How labour-hire and payroll company pay really works
Going through a labour-hire or payroll-services company sits between a direct ABN engagement and a standard PAYG job: the intermediary typically takes a margin or fee out of the rate the client is billed, still has to pay the 12% Superannuation Guarantee on your behalf as your employer, and withholds PAYG tax just like any other employer.
This calculator models that middleman step so you can see what actually reaches you after the intermediary's fee, compared with taking the same headline rate direct on an ABN.
How to use this calculator
- Enter the rate the client is being billed
- Enter the labour-hire or payroll company's fee or margin
- Review the resulting PAYG tax, Medicare Levy and 12% super on the remaining amount
- Compare this against the direct-ABN equivalent for the same headline rate
